Why Choose Nationwide for Home Insurance in Los Angeles?
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For decades, Nationwide has been one of America’s most trusted insurance companies. Los Angeles homeowners rely on Nationwide for reliable coverage against sudden water damage, fire losses, and even mold issues tied to covered events.
At Onsite Pro Restoration, we partner with Nationwide policyholders to streamline the claims process, ensuring that damage is fully documented and restored.

Nationwide Water Damage Coverage
Nationwide typically covers sudden water damage, such as:
Burst or frozen pipes
Appliance failures (water heater, dishwasher, HVAC)
Roof leaks from storms or wind damage
Exclusions: gradual leaks, ground flooding, or damage from neglect.
Tip: Nationwide offers “Brand New Belongings®” — coverage that can help replace damaged items at today’s value.
Fire and Smoke Damage Protection with Nationwide
Nationwide policies generally cover:
Smoke odor and soot removal
Structural fire repairs
Damage from California wildfires
Exclusions: arson, neglected hazards, or uncovered rental property losses.
Tip: Keep receipts for hotel stays if displaced — Nationwide may reimburse additional living expenses.


Does Nationwide Cover Mold Damage?
Mold coverage varies by policy. Nationwide often covers mold when it results from a covered water loss.
Mold inspection and testing
Mold removal and remediation
Preventive measures after water loss
Exclusions: long-term leaks, high humidity, or neglect-related mold.
Yes, wildfire coverage is included in most homeowners policies.
Yes, if sudden and accidental.
Only if caused by a covered peril, like water from a burst pipe.
Onsite Pro Restoration Works with Nationwide Policyholders
We have experience working with Nationwide adjusters to ensure claims are fully supported. Our team provides documentation, photos, and detailed reports to maximize your coverage.
Call 818-336-1800 today for Nationwide homeowners claim support in Los Angeles.