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For decades, Nationwide has been one of America’s most trusted insurance companies. Los Angeles homeowners rely on Nationwide for reliable coverage against sudden water damage, fire losses, and even mold issues tied to covered events.

At Onsite Pro Restoration, we partner with Nationwide policyholders to streamline the claims process, ensuring that damage is fully documented and restored.

Nationwide Homeowners Insurance – Water, Fire & Mold

Nationwide Water Damage Coverage

  • Nationwide typically covers sudden water damage, such as:

    • Burst or frozen pipes

    • Appliance failures (water heater, dishwasher, HVAC)

    • Roof leaks from storms or wind damage

    Exclusions: gradual leaks, ground flooding, or damage from neglect.

    Tip: Nationwide offers “Brand New Belongings®” — coverage that can help replace damaged items at today’s value.

    File a Nationwide claim here.

Fire and Smoke Damage Protection with Nationwide

Nationwide policies generally cover:

  • Smoke odor and soot removal

  • Structural fire repairs

  • Damage from California wildfires

 Exclusions: arson, neglected hazards, or uncovered rental property losses.

Tip: Keep receipts for hotel stays if displaced — Nationwide may reimburse additional living expenses.

Flames and smoke billowing out of a house roof
Nationwide Homeowners Insurance – Water, Fire & Mold

Does Nationwide Cover Mold Damage?

Mold coverage varies by policy. Nationwide often covers mold when it results from a covered water loss.

  • Mold inspection and testing

  • Mold removal and remediation

  • Preventive measures after water loss

Exclusions: long-term leaks, high humidity, or neglect-related mold.

Does Nationwide cover wildfire damage in California?

Yes, wildfire coverage is included in most homeowners policies.

Will Nationwide pay for burst pipe cleanup?

Yes, if sudden and accidental.

Does Nationwide cover black mold removal?

Only if caused by a covered peril, like water from a burst pipe.

Onsite Pro Restoration Works with Nationwide Policyholders

We have experience working with Nationwide adjusters to ensure claims are fully supported. Our team provides documentation, photos, and detailed reports to maximize your coverage.

Call 818-336-1800 today for Nationwide homeowners claim support in Los Angeles.