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Farmers Insurance has offered many insurance products, including homeowners insurance, for nearly 100 years. Those who own homes in Los Angeles should consider investing in policies from Farmers Insurance that provide mold, fire, and water damage coverage. Depending on your chosen policy, it will protect you from many of the perils that those in the L.A. area typically face. The right policy will cover the costs of working with Onsite Pro Restoration to restore your home to pristine condition.

Farmers Insurance Mold, Fire, and Water Damage Coverage

Mold Damage Coverage

If moisture ever infiltrates your home by coming in through a leaky roof or a crack in your foundation, it could lead to mold growth and risk your family’s health. Selecting a Farmers Insurance policy with mold coverage will reduce the chances of it taking a major toll on your house and those living in it. A policy like this should take care of the costs associated with:

Fire Damage Coverage

Even a relatively small fire in your Los Angeles home can cause extensive smoke and fire damage. You can fix it and make your house look like it never happened by choosing a Farmers Insurance policy that extends fire damage coverage. This type of policy can set you up with funding for:

  • Eliminating smoke odors from your home
  • Repairing fire damage in your house
  • Carrying out major home renovations following a fire
Farmers Insurance Mold, Fire, and Water Damage Coverage
Farmers Insurance Mold, Fire, and Water Damage Coverage

Water Damage Coverage

A Farmers Insurance policy that provides water damage coverage will deliver much-needed peace of mind if moisture ever works its way into your home. It will pay to have a restoration company come in and clean up your house so there aren’t any signs of water damage left behind after a bad storm. It will also cover the sometimes costly expenses stemming from:

  • Leaky pipes and other plumbing-related problems
  • Roof leaks caused by storm damage
  • Malfunctioning water heaters or HVAC equipment

Let Farmers Insurance Protect Your Most Prized Possession

Onsite Pro Restoration is the company you can count on to fix mold, fire, and water damage in your Los Angeles home. In addition to providing superior restoration services, we also work closely with many homeowners insurance companies, including Farmers Insurance, that offer mold, fire, and water damage coverage. Reach out to us today to begin filing a claim with our assistance, and we will get to work right away to restore your home’s appearance and structural integrity.

Does Farmers Insurance include mold coverage?

Farmers may provide limited mold coverage if the mold is caused by a sudden and accidental covered peril, such as a burst pipe. Broader protection usually requires a mold endorsement and may come with sub-limits.

Is fire and smoke damage covered by Farmers homeowners policies?

Yes. Fire and smoke are standard covered perils under most Farmers policies, protecting both the structure and your personal property.

Does Farmers cover water damage?

Generally yes, if the water damage is sudden and accidental—for example, from a leaking appliance hose or broken pipe. Long-term seepage and flooding from outside the home are excluded unless you carry separate coverage.