Why Los Angeles Homeowners Choose Chubb Insurance
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Chubb is one of the most trusted insurance providers for high-value homes. Many Los Angeles homeowners choose Chubb because it goes beyond standard coverage, offering protection for unique risks, luxury properties, and large-scale losses.
At Onsite Pro Restoration, we work directly with Chubb policyholders and adjusters to ensure every detail of your claim is properly documented and covered.
Chubb Water Damage Coverage
Chubb policies typically cover sudden and accidental water damage, including:
Burst pipes and plumbing failures
Appliance leaks (water heater, washing machine, HVAC)
Roof damage from storms
Exclusions: long-term leaks, seepage, or maintenance-related issues.
Tip: Chubb often provides risk assessments and leak detection technology for homeowners to prevent future claims.
Fire and Smoke Damage Protection with Chubb
Chubb is known for its strong fire protection coverage, which may include:
Smoke odor and soot removal
Structural fire repairs
Wildfire damage in California
Exclusions: intentional fire or neglect.
Tip: Chubb specializes in wildfire mitigation services for California homeowners, making it ideal for Los Angeles properties.
Does Chubb Cover Mold Damage?
Chubb offers more mold coverage than many insurers, especially for luxury homes. Coverage often includes:
Mold inspection and testing
Mold remediation services
Preventive treatments after water loss
Limitations: mold caused by poor maintenance or ongoing leaks may not be covered.
Yes, if sudden and accidental.
Yes, most policies include wildfire and smoke-related losses.
Yes, often with higher coverage limits than other insurers.
Onsite Pro Restoration Works with Chubb Policyholders
Our team has experience handling claims for high-value Los Angeles homes. With Chubb’s detailed policies, documentation is key. We’ll ensure your damage is properly recorded and work directly with your adjuster to maximize coverage.
Call 818-336-1800 today for expert restoration backed by Chubb insurance