Onsite Pro Restoration Logo
Get a Free Quote

home insurance claims

Does Insurance Cover Flood Damage Flooded House
Water Damage Restoration Posts
Pete M.

Does Insurance Cover Flood Damage? A Los Angeles Homeowner’s Guide

Standard homeowners insurance does NOT cover flood damage from storms or overland water — that requires a separate NFIP or private flood policy. It does typically cover sudden damage from internal sources like burst pipes. In Los Angeles, this distinction matters enormously given atmospheric river flooding risks. This guide clarifies what each policy covers, how to file a claim, and what restoration documentation your insurer will require. Call (818) 336-1800.

Read More »
03/12/2026 No Comments
Infographic showing a three-step post-fire actions process: safety with family icon, report with phone icon, and secure with shield icon.
Fire Damage Restoration Posts
Pete M.

A Homeowner’s Guide to Fire Damage Insurance Claims in Los Angeles

A fire damage insurance claim in Los Angeles succeeds or fails in the first hours — before cleanup removes the evidence your adjuster needs to see. This guide covers the exact documentation steps to take immediately after a fire, how to read your policy for fire and smoke coverage, what adjusters look for vs. try to undervalue, and how working with a professional restoration contractor protects your claim. IICRC-certified. 24/7 response: (818) 336-1800.

Read More »
02/14/2026 No Comments
Man in hard hat photographs extensive storm damage to a house with a fallen tree.
Water Damage Restoration Posts
Pete M.

A Homeowner’s Guide to Storm Damage Repair in Los Angeles

Storm damage repair in Los Angeles starts with immediate safety checks — electrical hazards, structural stability, gas leaks — before anything else. Then documentation before permanent repairs begin, so your insurance claim is protected. This guide covers the correct order of operations after a storm, how to tarp a damaged roof, what water intrusion does to walls and ceilings if not dried within 48 hours, and how to file a successful claim. 24/7 response: (818) 336-1800.

Read More »
02/11/2026 No Comments