commercial property insurance cover

Commercial property insurance covers sudden, accidental damage to your building and its contents — fire, burst pipes, storm damage, vandalism — plus business income loss when you can’t operate. What it doesn’t cover is equally important: flood, earthquake, and gradual damage are excluded. This LA guide breaks down exactly what commercial property insurance covers, what policy add-ons matter for LA business owners, and how to document a commercial damage claim. Call (818) 336-1800.